There is a lot to process about Medicare options and plans. It may be overwhelming to understand what each covers. Fortunately, we are here to help you decide which best suits your needs
Medicare Advantage (Part C)
The Medicare Advantage plan is an “all in one” alternative to the Original Medicare. It includes both Part A (Medical) and Part B (Insurance) plans and covers all Medicare services. There are different types of Medicare Advantage plans that you can consider, namely: Health Maintenance Organizations (HMO), Preferred Provider Organization (PPO), Private Fee-for-Service (PFF), Medical Savings Account (MSA) and, Special Needs Plans (SNP).
Medicare Drug Coverage (Part D and Dual Eligibility)
Medicare drug coverage is included in both Part C and Part D plans. Costs will vary depending on the coverage you have. Our agents can help you determine and compare options that will be best for your situation. We can also assist you with enrollment if you qualify for both Medicare and Medicaid plans.
Medicare Supplement Plans (Medigap)
Medigap is a plan that you can purchase to bridge the gap for the costs that Original Medicare does not cover, such as co-insurance, co-payments, and deductibles. Inclusions and premiums for this supplementary plan may vary.